RISK TOLERANCE SURVEY

We believe that properly setting your risk tolerance is critical for your long-term investment success.

1. Which best describes your primary investment goal *

To have an emphasis on capital preservation.
To create a blend between capital preservation and growth.
To have an emphasis on growth with only moderate concern about fluctuations in value.
To have an emphasis on growth with little concern for fluctuations in value.

2. What is the time horizon for your investment *

1-3 years: these investments need to remain very liquid.
3-5 years: I can only tolerate a small amount of volatility.
5-10 years: I can tolerate a moderate amount of volatility.
Over 10 years: these assets are invested for the long-term and can tolerate short-term fluctuations in value.

3. What percentage of your total investable assets does this represent? *

More than 75%
50-75%
25-50%
Less than 25%

4. Please choose the phrase that best describes the degree to which you will rely on the assets you plan to invest. *

They are critical to my current and future well-being. I have few other assets or sources of current and future income.
They are a significant portion of my wealth, but I have other assets and additional sources of current and future income.
They are an important portion of my wealth, but I have considerable additional assets and other significant sources of current and future income.
They are fairly small in relation to my overall wealth and my other sources of current and future income.

5. How likely will you need to withdraw a significant portion of these assets to pay for a home, education or some other large expense? (This does not include withdrawals for ongoing living expenses.) *

There is little to no chance.
It is possible, but not likely.
There is a strong chance.
I will definitely be withdrawing assets

6. If you do expect to withdraw a significant portion of your account, when is it likely to be? *

Not applicable
Within 5 years
Within 5-10 years
More than 10 years from now

7. Assume your investment time horizon is more than 10 years. During the second year of investment, your portfolio declines to less than its initial value. Where would you place your reaction along the following scale? *

8. Imagine you invested $100,000 from January 1979 through May 2008. Below is a range of historic returns during that time. Which option best represents the level of volatility you would have been comfortable with? *

	1-Year Average Return	3-Year Average Return
a.	Gain $36,561 Loss $5,519	Gain $20,949 Loss $4,131
b.	Gain $40,253 Loss $5,213	Gain $24,719 Loss $1,300
c.	Gain $43,975 Loss $13,385	Gain $30,270 Loss $6,790
d.	Gain $47,648 Loss $19,137	Gain $33,954 Loss $10,702
e.	Gain $53,180 Loss $24,591	Gain $37,698 Loss $14,528
f.	Gain $60,276 Loss $27,401	Gain $27,401 Loss $16,748

9. If you made a long-term investment of $100,000, how much of a loss in a single year would you withstand before selling? *

5%, or $5,000 on a $100,000 investment
10%, or $10,000 on a $100,000 investment
20%, or $20,000 on a $100,000 investment
I would not sell my investments based on a single year loss

10. What action would you take if your portfolio lost value over a two to three year period? *

Transfer my investments to another investment manager of similar strategy that I believe is more skilled.
Move my investments to a more conservative portfolio to avoid losing more money.
Maintain my present disciplined, long-term strategy.
Develop a more aggressive strategy to recover my losses.

Thank you for completing our investment risk tolerance survey. Please complete the form below. Your results will be emailed to the email address you provide.

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